CashNetUSA Review | Lenders & Credit Survey
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CashNetUSA Review | Lenders & Credit Survey

Finding a reputable and reliable payday loan company can be a daunting task, with so many scam sites out there its hard to tell which are legitimate loan providers. CashNetUSA is a long-standing payday loan facilitator, having served over two million loans to over one million customers. Their website has a Google Rank of 5 (very high) and they are BBB-accredited.

How does the loan application work? CashNetUSA's loan application is completely online and takes just a few minutes. You input basic contact and financial information as well as your current employment information. In many cases you'll get an instant response, in others you need to get a review with a live loan officer, and this can take from 2-3 hours.

What are the application requirements? You must have a current income making at least $1,000 per month, be 18 years old and a US citizen to apply. You must also have a valid checking account into which funds will be transferred.

What if I have a low FICO score? A low FICO score does not disqualify you from being eligible from a CashNetUSA loan. In cases of bad credit, such as recent bankruptcy, a CashNetUSA agent will walk you through your options and help you get qualified for the right loan for your circumstances.

How much can I borrow? Your individual case will vary but in general loan amounts of $300 to $3,000 are available with CashNetUSA.

How do I repay my loan? 2-3 days prior to your loan due date, CashNetUSA will alert you and give you three options. You can repay the full amount, pay interest only, or defer your payment. Either way, you don't have to worry about missing a payment since CashNetUSA will remind you of any coming deadlines.

How quickly can I receive funds? From your application approval (which takes 30 minutes usually) you will receive the funds deposited and available into your checking account the next business day. Usually the cut off time is 5pm Central the previous day to receive funds the next day.

If you are looking for a payday loan provider with a longer repayment grace period, you might look into 100dayloans.

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